Reviews, evaluates, and recommends approval or denial of mortgage loans applications, in compliance with company policy, and all applicable federal and state regulations. Acts as a mentor for Underwriter I position. Evaluates acceptability of loan to investors and recommends approval or rejection of the loan
application in order to maximize organizational profit and minimize risk. Performs a variety of more complex tasks. Assembles loan files.
Essential Functions & Responsibilities
Other Functions & Responsibilities
See authority level matrix below:
Level 1 –
Prior Processing or UW experience min. of 2 years (no DE)
Progressing toward DE
Level 1 requirements met
DE for 1 year
Proficient at Conv Conforming loans
Progressing toward VA
1‐2 years’ experience as an underwriter required; DE for minimum of 1 year
High School diploma or equivalent required; Bachelor’s degree preferred
Knowledge, Skills & Abilities
Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
Basic word processing and computer skills are required. 10‐Key preferred.
Requires effective communication with customers and/or other employees using common telecommunications equipment and computer equipment. Must be able to read, examine, and organize documents. May require the ability to sit, stand, and walk around for extended periods of time. May also require the ability to lift up to 25
Position will often be in a busy office environment. The ability to multitask and focus in this environment is essential. Regular and predictable attendance is an essential function of this job.
Academy Mortgage Corporation is an EEO Employer, who participates in E-Verify. Reference checks are a pre-requisite of employment. All offers are contingent on successful completion of a criminal background check and credit checks, as required by state regulation. All successful candidates must provide original documents that will establish their identity and eligibility to work in the United States as required by the Immigration Reform and Control Act.
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